Get a FREE BPI eCredit for a secure online shopping experience!
Choose up to two cards and enjoy FREE membership on both for the first year.⁵ Your first Supplementary card is FREE for life.
1
Travel fare of the Cardholder must be charged to his/her BPI Credit Card.
2
BPI-accredited establishments.
3
Terms & conditions apply. Visit www.bpi.com.ph.
4
Terms and Conditions for Amore Cashback Program & Other Privileges apply. Visit bit.ly/bpiamoretc to learn more.
5
The Cardholder will receive the card variant he/she is qualified for, depending on the evaluation of his/her application.
Source of Funds
Principal cardholders for at least one year are no longer required to submit any proof of income.
If Source of Funds is Remittance, provide the following additional information:
Remitter Type
Individual Corporate
Remitter’s Name
(Salary, Business, Commission, Remittance, Pension, etc.)
Are you a BPI DEPOSITOR?
Yes
No
CARD NUMBER CREDIT LIMITBANK NAME
MY OTHER CREDIT CARDS (IF ANY):
1
st
Supplementary Cardholder
Extend the benefits of your card and get a supplementary card. You will be issued a supplementary card for your primary card choice.
(FREE for Life!)
Office/Business Phone Number/Local
Principal cardholders for at least one year are no longer required to submit any proof
of income, if they are able to provide the following:
- Bank name and credit card number
FOR EXISTING CREDIT CARDHOLDER (with other banks)
Any of the following income documents
may be accepted:
-
Certificate of Employment (COE)
-
Latest two (2) months Payslips
-
Latest Income Tax Return (ITR) with
BIR/ bank stamp
FOR EMPLOYED FOR SELF EMPLOYED
ACCEPTABLE INCOME DOCUMENTS:
Latest Audited Financial
Statements (AFS) with BIR/bank
stamp AND Latest Income Tax
Return (ITR) with BIR/ bank stamp
-
DOCUMENTS TO SUBMIT:
Completely filled-out and signed application form
1.
Proof of Income3.
2.
Photocopy of at least one (1) valid ID with photo
- Passport
- Company ID issued by private entity or institutions registered with
or supervised or regulated by the BSP, SEC or IC
- Professional Regulation Commission (PRC) ID
- Refer to the List of Acceptable Income Documents
- Voter’s ID
- BIR/TIN ID
- Driver’s License
- Postal ID
- SSS/GSIS ID
* Applicable for Beneficiary only.
** Applicable for OFW and Beneficiary.
ADDITIONAL REQUIREMENT (IF APPLICABLE):
Owners / Managers of Pawnshop, Forex dealers,
Money Changers & Remittance Agents - Certificate of Registration
issued by BSP
Insurance Agents - Insurance Commission License
Non-Filipino Resident - Alien Certificate of Registration (ACR),
work permit or Embassy Accreditation Papers
APPLICATION REQUIREMENTS
About Me
About My Work
About My Finances
My Supplementary Cardholders
Note: All supplementary applicants must submit a photocopy of one (1) valid ID with picture.
BPI Amore Platinum Cashback
The Global Cashback Card
• Earn cashback⁴ for every
₱
1,000 spend anywhere, both in-store
and online: 4% on restaurants, 1% on supermarkets, department stores,
& other shopping stores, 0.3% on everything else.
• Earn as much as
₱
15,000 in cashback every year
• Enjoy exclusive Ayala Malls privileges:
• Unlimited access to Ayala Malls’ Customer & Family Lounges
• 5% discount on your movie ticket purchase at Ayala Malls Cinemas
• Complimentary parking tickets valid at select Ayala Malls, your
welcome gift from us
BPI Gold Mastercard
The Premium Card
• Earn 1 BPI Point for every
₱
35 spend
• Travel insurance coverage of up to
₱
10 million¹
BPI Visa Signature
Your Travel and Lifestyle Card with Our Signature
Rewards
• Earn 2 BPI Points for every
₱
20 spend
BPI Platinum Rewards Mastercard
The Most Affordable Way to Fly
• Earn 2 BPI Points for every
₱
30 local spend
• Earn 2 BPI Points for every
₱
20 spend on any foreign transaction online
and abroad
• Real 0% Installment up to 6 mos on airline tickets all year round
• Free Global Airport lounge membership & up to 4 passes every year
• Complimentary Purchase Protection up to 180 days
• Travel Insurance coverage of up to
₱
10 million¹
• 50% off on deals at restaurants, fitness studios or wellness centers
all year round.
• Travel Insurance coverage of up to
₱
20 Million¹
• Free unlimited access to PAGSS international airport lounge in NAIA 1
and NAIA 3.
BPI eCredit
The Internet Shopping Card
• Companion card with a different card number and lower limit
designed exclusively for online purchases.
•
Free for life with any BPI Credit Card.
• Earn 1 BPI Point for every
₱
35 spend
BPI Amore Cashback
The Essentials Cashback Card
• Earn cashback⁴ for every
₱
1,000 local spend, both in-store and online: 4% on
supermarkets, 1% on drug stores & utilities, 0.3% on everything else
• Earn as much as
₱
15,000 in cashback every year
Petron-BPI Mastercard
The Practical Motorist Card
•
₱
200 Petron Fuel Voucher as welcome gift to newly approved
principal cardholders
• 3% rebate on Petron fuel purchases²
(up to
₱
15,000 fuel rebates per year)
1
•
•
Earn 1 BPI Point for every ₱35 spend
Travel Insurance coverage of up to ₱2 million
BPI Blue Mastercard
The Sensible Card
-
-
POEA-Validated
Contract of Employment
Latest two (2) months
proof of remittance*
LAND-BASED
(AGENCY-BASED WORKERS)
SEA-BASED
(AGENCY-BASED WORKERS)
DIRECT HIRE
- POEA-Validated
Contract of Employment
- Overseas Employment
Certificate
validated OFW
information sheet
- Latest two (2) months
proof of remittance**
- POEA-Validated
Contract of Employment
- Overseas Employment
Certificate
or POEA–
validated OFW
information sheet
- Latest two (2) months
proof of remittance*
FOR OVERSEAS FILIPINO WORKERS (OFW)
Must be at least 21 years old
Minimum fixed monthly income (excluding overtime, commissions
or service fees) should be at least:
QUALIFICATIONS:
₱
15,000
BPI Blue Mastercard, BPI Edge Mastercard
Petron-BPI Mastercard, and BPI Amore Cashback
₱
40,000 BPI Gold Mastercard
₱
100,000 BPI Visa Signature
₱
80,000
BPI Amore Platinum Cashback
BPI Platinum Rewards Mastercard
For the following, minimum monthly income should be at least:
Employment tenure should be at least 2 years. If less than 2 years
employed, applicants must be employed in one of the top 1,000
companies and should have a minimum fixed monthly income
of
₱
20,000
Must have business or residence contact number and active email
address
₱
15,000 Overseas Filipino Workers (OFW)
₱
30,000 Self-employed
YES, I am interested to get a BPI eCredit together with my approved credit card.
Signature: _________________________________________________________________________
My Card Selection⁵
Primary Card: _______________________________________________________________________
Secondary Card: _____________________________________________________________________
BPI Edge Mastercard
The Value for Style Card
•
Earn 1 BPI Point for every ₱50 spend
•
Affordable monthly membership fee
Relationship with Remitter Remitter’s Gender
Remitter’s Nationality Country of Origin
Filipino
Non-Filipino (please specify:) ___________________
IMPORTANT: Please provide complete information so your application can be immediately processed.
Last, First, Middle
Nature of Business/Industry
Relationship to Principal Cardholder
Email Address
Source of Funds
(Salary, Business, Commission, Remittance, Pension, etc.)
Employer/Business Name
Employer/Business Address
Home Phone Number
(if provincial include Area Code)
(ZIP CODE)
Home Address: Unit No., Floor No., Blk & Lt No., Tower Name & or Bldg. Name & or No., St. or Road no., Village Name/No., Brgy., Municipality / City, Province
Home Address: Unit No., Floor No., Blk & Lt No., Tower Name & or Bldg. Name & or No., St. or Road no., Village Name/No., Brgy., Municipality / City, Province
Citizenship
Sex Civil Status
Male Female
Single Married Separated Widowed
Place of Birth
Birthdate (mm/dd/yyyy )
6 3 9
Mobile Number
(ZIP CODE)
Office Address: Dept., Co. Name, Room No., Floor No., Blk & Lot No., Bldg. Name and/or No., St. or Road Name/No., Village Name/No., Brgy., Municipality or City, Province
Position (For Insurance Agents, provide Insurance Commission License Number) Nature of Business/IndustryYears with Present Employer / Business
Office Email Address
Previous Employer
Basic Monthly IncomePreferred Card Delivery Address
Home Address
Office/Business Address
Office / Business Phone Number / Local
Employer / Business Name
Employed Self-employed
Retired
Beneficiary of an OFW
Others ________________
OFW
Employment Type
Your credit card billing statement will be sent only to this email address. Please ensure that the given email address is correct.
E-Statement
Email Address
Birthdate (mm/dd/yyyy)
Name
Last, First, Middle
Email Address
Employer / Business Name
Mobile Number
6 3 9
About My Spouse
Name
Last, First, Middle
Mother’s Full Maiden Name (First, Last)
Educational Attainment
Grade School High School College Post Graduate
SSS Number / GSIS Number
Citizenship
Filipino Non-Filipino (please specify:)
Car Ownership
Birthdate (mm/dd/yyyy)
Place of Birth
Sex
Male Female
Name to appear on card (Nicknames or aliases are not acceptable, must not exceed 21 characters, including spaces)
(ZIP CODE)
Home Phone Number
(If provincial include Area Code)
Mobile Number
6 3 9
T.I.N.
(Tax Identification Number)
Single Married Separated Widowed
Civil Status
No. of Dependents
None
Mortgaged
Owned
If YES, specify your company and position:
Company name
Position
Number of Years in Residence
Yes No
If YES, please provide the information below:
Name of DOS
Company name
Your Relationship to DOS
Are you related to a Director, Officer or Stockholder of BPI, or any BPI Subsidiary or Affiliate?
NOTE: This applies to spouse or relation within the second degree of consanguinity or affinity (e.g. parent, child, siblings, grandparent and in-laws) or others
(e.g general parent, co-owner etc.) Please disclose all relationships and indicate sheet if necessary.
Yes No
Are you a Director, Officer or Stockholder of BPI, or any BPI Subsidiary or Affiliate?
For inquiries and comments, please send us a message through www.bpi.com.ph/contactus or call our 24-hour BPI Contact Center at (+632) 889-10000
Regulated by the Bangko Sentral ng Pilipinas.
V0323 The information contained in this application form is accurate as of publishing date 03/2023 and is subject to change after such date.
Pay at least the Minimum Amount Due ON or BEFORE payment due date. Penalties and late charges will be strictly imposed if payment is done after due date. Paying less than
the total
amount due will increase the amount of interest you pay and the time it takes to repay your balance.
IMPORTANT REMINDERS
By signing below, I (We) confirm that:
2
nd
Supplementary Cardholder
(PLEASE READ BEFORE SIGNING)
Declaration
PRINCIPAL CARDHOLDER
DATE
1
st
SUPPLEMENTARY CARDHOLDER
DATE
2
nd
SUPPLEMENTARY CARDHOLDER
DATE
SIGNATURE
Seller’s Employee No.
Reference Code
Branch Code
Agent Code
0 - Branch 5,6,7,8, - RM, 1 - CRS, 2 - Unipro
4 - RO, A - OF, B - RA, E - ABM, W - WDCS,
K - Corp. Banking, F - Bus. Banking
Doc. Image No.
UPDQ - Regular
URDE - Express Start
OTHERS: _________
BRANCH
DIRECT SALES
AGENCY CODE
AGENT CODE PROGRAM CODE
CARAVAN CODE
DSE
DSY
DSC
For BPI Use Only
For Express Start application:
Implemented DTAS Control No.: ______________________________________
Card Type
Finance Charge or
Nominal Interest Rate
1
(Effective Interest Rate
per month )
2
Cash Advance Finance
Charge or Nominal
Interest Rate
per month )
(Effective Interest Rate
3%
(2.73%)
3%
(3.16%)
e-Credit
BPI Visa
Signature
Amore
Platinum
Cashback
Amore
Cashback
Edge
Mastercard
Petron-BPI
Mastercard
Gold
Mastercard
Blue
Mastercard
25%
of the unpaid amount, exclusive of litigation and judicial costs
Membership Fees
Transaction Fees
Service Fees
Penalty Fees
FREE
In case of default, Cardholder shall pay the following in addition to penalty and charges:
25%
of the amount due
₱
1,550
per year
₱
2,250
per year
₱
1,550
per year
₱
110
per month
₱
2,050
per year
₱
5,000
per year
₱
775
per year
₱
1,125
per year per year
₱
775
₱
55
per month
₱
1,025
per year
₱
2,500
per year
Platinum
Rewards
Mastercard
₱
4,000
per year
₱
2,000
per year
₱
5,500
per year
₱
2,750
per year
Free for Life
Principal Card
2
nd
to 6
th
Supplementary Card
1
st
Supplementary Card
Cash Advance
Foreign Currency
Conversion
Gaming Transactions
Special Installment
Plan (S.I.P.)
Pre-termination
Card Replacement
Check Protect
Statement of Account
Copy
Account Maintenance
Fee
Express Start
Cancellation Fee
4
Special
Installment Plan
(S.I.P.) Loan Service Fee
Late Payment
Returned Check
Attorney’s Fee
Liquidated Damages
₱
100 for every returned check and additional
6%
of the check amount
₱
850
or equivalent to the value of the unpaid minimum amount due,
whichever is lower, per occurrence per card
₱
1,500
/month or the overpayment if less than
₱
200, will be debited from:
A) Closed credit card accounts with overpayment for more than one (1) month from
the date of termination/cancellation
B) Credit card accounts with overpayment with no activity for the past 12 months
₱
200
₱
200
per statement of account
₱
1,200
or
2%
of the funded check amount by the BPI Credit Card, whichever is higher
₱
300
per S.I.P. Loan Availment
₱
400 /card
plus
of the loan principal amount if pre-terminated before the first billing
₱
550
₱
500
₱
550
plus applicable interest of the next monthly payment
if pre-terminated after the first billing using the diminishing balance method
2%
0.85%
of the converted amount plus the
1%
assessment fee of Mastercard/Visa,
using the foreign exchange rate of Mastercard/Visa at the time the transaction is posted
or 3% of the gaming transaction, whichever is higher,
shall be charged for every gaming transaction in casinos and/or online betting
₱
200
flat fee per transaction
N/A
N/A
RATES AND FEES TABLE
Interest Rates and Charges
Card Fees
3
1
Finance Charge
2
Effective Interest Rate is the average monthly interest divided by the Average Principal Balance.
3
Cash Advance Effective Interest Rate per month = Average Monthly Interest plus Cash Advance Fee of 200 divided by the Average Principal Balance.
4
Express Start Cancellation Fee only applies to cardholders with accounts under deposit holdout if card is cancelled before the first anniversary date.
Enjoy all these features only with BPI Credit Cards
CREDIT-TO-CASH
Convert up to 100% of your available credit limit to CASH and pay in fixed monthly
installments for up to 36 months. Terms and Conditions apply.
BALANCE TRANSFER
Transfer your other credit card balances to your BPI Credit Card and pay in fixed
monthly installments for up to 36 months. Terms and Conditions apply.
S.I.P. FOR SCHOOL
Reimburse tuition fees and other school-related expenses charge to your BPI
Credit Card and pay in fixed monthly installments for up to 24 months. Terms
and Conditions apply.
VIEWING OF YOUR CARD DETAILS ONLINE
You may view your statement of account up to 11 months, available balance, last
payment details, latest transactions, and other details via BPI Online. Enroll now at
www.bpi.com.ph.
PAY YOUR CREDIT CARD EASILY THROUGH ONLINE BANKING
Enjoy fast, easy, and secure bills payment through BPI's electronic channels - BPI
Online and the BPI Mobile App.
24/7 CUSTOMER SERVICE HOTLINE
For full service account inquiries or lost card reporting, comments and other
concerns, you may contact our 24-hour BPI Contact Center at 889-10000
(all areas with “02” area code) 1-800-188-89100 (domestic toll free for PLDT) and
+632 889-10000 (mobile phone and international calls); and International
Toll Free Numbers (refer to www.bpi.com.ph Contact Us link for details) or
send us a message through https://www.bpi.com.ph/contactus.
BPI REWARDS
ENJOY REWARDS POINTS OR CASHBACK
BPI EXCLUSIVE OFFERS AT PARTNER MERCHANT
SAVE AS MUCH AS ONE MONTH’S FINANCE CHARGES
New purchases are not subject to finance charges even if you only partially pay the
Use your BPI Blue, Gold, eCredit, Edge, Platinum Rewards Mastercard and Visa
Signature to earn BPI Points. With our wide selection of rewards, you can redeem
your accumulated non-expiring points for shopping credits, shopping eGCs, dining
eGCs, miles, and more. You may also enjoy cashback when you pay for your needs,
shop, or dine using your BPI Amore Cashback or Amore Platinum Cashback card.
The choice is yours!
Get more out of your credit card spend whenever you use your BPI Credit Card
whether in-store or online. Enjoy discounts, exclusive perks and deals that give
you value for money.
1.85% LOW FOREX CONVERSION
Save while you shop abroad. Enjoy one of the lowest forex conversion
rates of just 1.85%.
outstanding balance of the previous month.
CASH ADVANCE
Withdraw up to 100% of your available credit limit for your cash needs anytime, from
any Mastercard or Visa affiliated ATMs worldwide. Terms and Conditions apply.
SUPERIOR CHIP TECHNOLOGY
BPI gives you the country’s
first EMV-compliant (Europay-Mastercard-Visa) Smart
Chip card. EMV technology helps mitigate information fraud for a more secure
transaction environment particularly when you use it in 42 EMV-compliant
countries in Europe, Middle-East and Asia Pacific.
FREE 1ST SUPPLEMENTARY CARD
Share these exciting benefits with your loved ones and the first supplementary
card is on us! Yes, we are waiving the annual membership fees of your first
supplementary card for life!
SPECIAL INSTALLMENT PLAN (S.I.P.)
Manage your budget and pay in 3, 6, 9, 12, 18, 24 or 36-months installment terms
at Real 0% or low, fixed add-on rates. Use S.I.P. in major establishments
nationwide to pay for high-ticket terms such as appliances, gadgets, furniture and
luxury shopping. Save even more when you avail of Real 0% deals.
1
Office/Business Phone Number/Local
Last, First, Middle
Nature of Business/Industry
Relationship to Principal Cardholder
Email Address
Source of Funds
(Salary, Business, Commission, Remittance, Pension, etc.)
Employer/Business Name
Employer/Business Address
Home Phone Number
(if provincial include Area Code)
(ZIP CODE)
Home Address: Unit No., Floor No., Blk & Lt No., Tower Name & or Bldg. Name & or No., St. or Road no., Village Name/No., Brgy., Municipality / City, Province
Citizenship
Sex Civil Status
Male Female
Single Married Separated Widowed
Place of Birth
Birthdate (mm/dd/yyyy )
6 3 9
Mobile Number
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
All the statements, information and supporting documents provided by me (us) are true, correct and accurate.
Any material misrepresentation or falsity or omission herein which is misleading shall be construed as an act to defraud Bank of
the Philippine Islands (“BPI”) and may be a ground of denial of my (our) application or, if already granted, the cancellation
of termination thereof, including rendering any loans granted to me (us) immediately due and payable, without prejudice to such civil
and/or criminal liability action that may pursue against me (us).
It is the sole prerogative of BPI to grant or deny my (our) application and should my (our) application be denied, BPI may provide the
reason for such decision in accordance with the requirements of applicable law.
All inf
ormation and documents obtained, collected and processed by BPI in connection with my (our) application shall remain the property
of BPI.
-
ments as they may seem necessary or appropriate in connection with my (our) availment of their products, services, facilities and channels.
My/Our application, enrollment, availment, access, maintenance and continued use of any of the products, services, facilities and channels
of any member of BPI Group of Companies shall constitute my/our acceptance and agreement to the applicable terms and conditions.
with this application.
I (We) shall agree to receive updates, notices and announcements on my (our) application and/or any of BPI’s products, services,
facilities and channels via SMS/text, email or fax transmission or such other means of communication deemed appropriate by BPI.
Where applicable, BPI may enroll my (our) approved application with any credit protection provider, or guarantee
program of any institution, whether public or private, at BPI’s sole option.
I agree and authorize BPI, whether directly or through its program partners to collect, obtain, validate and process my person-
al data such as, but not limited to, my name, birthdate, mobile number, mobile phone usage data, email address, mailing ad-
likewise agree and authorize BPI, whether directly or through its authorized representatives and service providers including cred-
it scoring institutions, to collect and share my information to any of the telecommunications companies namely; Globe or Smart, as
to inquire, validate share and disclose my information such as, but not limited to, my mobile number, email address, and mail-
-
-
ing institutions, any or all of my information including my telco score to enable the BPI to process and/or approve my application.
Prior to submitting to BPI information about individuals (including their personal data), I (we) have obtained all necessary authoriza-
information. I (we) further agree that all my (our) personal information (including those of individuals related to me (us), my (our)
transactions, business and credit relationships, accounts or account information or records which are with you, made available
to you or which are in your possession or updated from time to time, may be collected, obtained, used, stored, consolidated, pro-
successors and assigns, and their respective authorized representatives, agents and service providers, for any or all the purpose
described in the Data Privacy Statement published at https://online.bpi.com.ph and deemed incorporated by reference to this form.
I (We) have read and understood and agree to be bound by BPI’s “ Terms and Conditions of the Deposits, Products, Ser-
vices, Facilities and Channels “, as well as BPI’s “Terms and Conditions Governing the Issuance and Use of BPI Credit Cards” as
these terms and conditions may be amended or supplemented from time to time, copies of which were either provided to me (us)
or made available / accessible to me (us) via www.bpi.com.ph or such other channels or electronic applications selected
by BPI
The foregoing shall apply to all products, services, facilities and channels of BPI that I (we) may now or heareafter apply for or avail of.
